What is the biggest mistake seniors make when enrolling in Medicare?

The biggest mistake seniors make is missing their Initial Enrollment Period, which runs seven months around your 65th birthday. Skip it, and you can face a Part B late enrollment penalty of 10% for every 12 months you delayed, and that penalty sticks with you for life. Another costly slip-up is assuming you must take Part B if you have solid employer coverage from an active job. You might not need it yet. People also pick a plan based on premium alone and ignore drug formularies, provider networks, and the $257 Part B deductible in 2026. Every situation is different, so talk it through with someone before you sign. Call Anthony at 855-559-1700 or visit medicareyourself.com and we'll walk through your options.