Find an NJ Medicare Broker Near You Who Actually Works for You
Finding an NJ Medicare broker near you shouldn't feel like a second job. Medicare is already confusing enough — the alphabet soup of Parts A, B, D, and G, the enrollment deadlines that carry real penalties, the salespeople pushing plans that benefit them more than you.
I'm Anthony Orner, an independent Medicare broker licensed across all of New Jersey. I compare plans from multiple carriers, and I never charge you a dime for it.
Call for Free Advice — 855-559-1700Independent broker vs. insurance company agent — the key difference
A captive agent sells one company's plans. That's it. If their carrier doesn't fit your needs, tough luck.
An independent broker like me is contracted with multiple carriers — Aetna, Cigna, Humana, United, Mutual of Omaha, and others. I lay your options side by side and walk you through the tradeoffs. My recommendation changes based on your doctors, your prescriptions, and your budget. Not my commission.
Counties and zip codes Anthony Orner serves in New Jersey
I'm licensed statewide. That means every county — Bergen, Essex, Middlesex, Monmouth, Ocean, Mercer, Camden, Burlington, Morris, Union, Hudson, Somerset, Passaic, Atlantic, Cape May, and the rest.
We can meet by phone, video, or in person depending on where you are. Most clients prefer a quick call. No office visit required.
What a good Medicare broker should do (and never charge for)
- Compare Medicare Supplement, Advantage, and Part D plans across carriers
- Check that your doctors and prescriptions are covered before you enroll
- Explain the real cost — premiums, deductibles, copays, and out-of-pocket maximums
- Help you enroll without paperwork headaches
- Be available after enrollment when you have questions or need to switch
All of this is free. Carriers pay the broker. Your plan costs the same whether you call a 1-800 number or work with me directly.
Why people turning 65 in NJ need to act early
Your Medigap Open Enrollment Period lasts 6 months, starting the month you turn 65 and are enrolled in Part B. During this window, carriers must accept you regardless of health history. Miss it, and you could face medical underwriting or higher rates.
The smart move: start comparing plans about 6 months before your Part B effective date. That gives you time to make a decision without pressure.
2026 Medicare costs you should know
- Part B premium: $202.90/month
- Part B deductible: $283/year
- Part A deductible: $1,676 per benefit period
- Part B late enrollment penalty: 10% added for every 12-month period you delayed
- Medicare Advantage / Part D Open Enrollment: October 15 – December 7
Request a free plan comparison in under 2 minutes
Call me at 855-559-1700 or fill out a quick form. I'll pull your doctors and medications, compare plans across carriers, and walk you through what actually makes sense for your situation.
No pressure. No obligation. Just clear answers.
Talk to an independent NJ Medicare broker today
Call 855-559-1700 or Get a Free Quote