How do I qualify for Medicare low income subsidy?
You qualify for the Medicare low income subsidy, also called Extra Help, based on your income and resources. This program helps you pay your Part D drug plan premiums, deductibles, and copays. Some people qualify automatically if they already have Medicaid, Supplemental Security Income, or a Medicare Savings Program. Everyone else applies through Social Security. You'll also skip the Part D late enrollment penalty while you receive Extra Help. Keep in mind that Extra Help isn't available in Puerto Rico, Guam, or the U.S. Virgin Islands, though those areas offer other assistance. Your countable resources and household income both matter, so gather your bank and income records first. Want help checking if you qualify? Call us at 855-559-1700 and we'll walk through it together.
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