For people turning 65 in NJ · PA · OH · NC · TX
Every company's Medigap price at your ZIP.
And the rate-increase history they don't put in the brochure.
The same Plan G costs $148 from one company and $261 from another in New Jersey — identical coverage, filed with the state. Free quote sites show you three companies and sell your phone number. This report shows you the whole list from the industry's own quote database, plus each company's rate-raise track record — and your info is never sold.
$17.99 one-time · Instant delivery · 30-day money-back guarantee
Shopping for a Medicare Supplement is rigged against you. Here's how.
Medicare.gov won't show you the prices. The official plan finder lists Medigap companies but, in most states, not what they'll actually charge you. So you land on a “free quote” site…
…and many “free quote” sites are lead generators. That's the business model: the form you fill out is sold to insurance agencies, which is why the calls start — and keep coming. You wanted a number; you became a lead.
Even honest agents only show you their carriers. An agent can only quote the companies they're contracted with. The cheapest, steadiest company in your ZIP might not be one of them — and you'd never know.
And today's price is only half the story. Rate-increase filings are public record: some companies' prices have climbed by double digits in a single year, others barely move — and a brand-new low price has no history at all. After your one-time enrollment window closes, switching usually means passing health questions — so the company you pick at 65 matters for years.
So you end up more confused after the calls than before them. One agent swears you need Plan N. Another says Plan G. You made your own spreadsheet, did the math twice — and you still can't shake the feeling you're missing something. You're not confused because you're not smart enough. You're confused because the information is scattered, and most of the people offering to “help” get paid based on what you pick.
We built the report we wish every 64-year-old could see: every price, every company's raise history, the industry's own numbers — explained so simply you could read it out loud at the kitchen table.
What's inside your report
- ✓Every Plan G price in the industry quote database for your ZIP — the full ranked list (network-restricted SELECT plans excluded). Not the three companies somebody gets paid to show you.
- ✓Each company's rate-raise history — average yearly increase over the last 3 years and the biggest single raise they've filed.
- ✓Small / medium / large raise flags — one fixed formula applied to every company's filing history, with the formula printed right in the report.
- ✓New-plan flags — plans with no rate history in your market yet, marked clearly: a low price with no track record is a question mark, and you deserve to know which is which.
- ✓The “pay-back” number (loss ratios) — how many cents of your premium dollar major carriers actually pay back in claims, explained in plain words, and what that number can signal about where prices go. Most comparison sites never show this.
- ✓The household discount table — companies that charge less if you live with another adult, with your adjusted prices.
- ✓AM Best financial grades for every company on your list.
- ✓Plan G vs Plan N break-even math for your exact ZIP — how many doctor visits a year before N's savings run out ($19.99 edition).
| Company | Plan G / mo | Avg raise (3yr) | Track record |
|---|---|---|---|
| Company A | $147.88 | 4.2%/yr | 🟢 Small raises |
| Company B | $151.40 | — | 🔵 No history yet |
| Company C | $182.60 | 13.3%/yr | 🔴 Large raises |
Illustrative sample. Your report shows real company names with live rates for your ZIP.
One report. Two editions. No subscription.
Your report is built fresh the moment you buy — with that day's rates — and your link keeps working for a full year, refreshing the data every time you open it. (As of August 2026, the closest comparable paid report we found sells for $49 — and is a one-time snapshot.)
🛡 The kitchen-table guarantee
Read the whole thing. If you don't feel like it paid for itself many times over, email us within 30 days and we'll refund every penny. No forms, no phone tree, no “retention specialist.” One refund policy for everyone: your refund never depends on whether you do or don't buy insurance from anyone — including us.
Who's behind this (honest version)
We're easyKind Medicare, a licensed insurance agency in Cherry Hill, New Jersey — 142 Google reviews, 5.0 stars. Yes, we're agents. No, the report doesn't push you toward us or toward any company.
Here's our honest math: some readers will take the report and enroll on their own — great, they paid us fairly for real work. Some will want a human to double-check their pick — and since we're already the people who showed them every number, they tend to call us. If you enroll through us, the insurance company pays us a commission. Your premium is identical either way — Medigap rates are filed with your state by law, agent or no agent.
That's the whole business model. Data you can trust, sold at a fair price, by people who'd be happy — but never pushy — to help with the next step.
Straight answers
You'll carry this decision for years.
Spend $18 and 20 minutes getting it right.
Report Fee Agreement
By checking the agreement box and paying, you and EasyKind Health LLC (d/b/a easyKind Medicare) agree: (1) You are purchasing a data report personalized to your ZIP code and inputs, for the one-time fee shown at checkout ($17.99 or $19.99). (2) The fee is charged by easyKind Medicare, a licensed insurance agency — not by any insurance company or government agency; no law and no insurance company requires it, and it is not calculated from any insurance premium. (3) The report contains factual data and educational explanation only; it does not recommend any policy, plan, or company, and no advisory or representation relationship is created by this purchase. (4) easyKind Medicare earns commissions from insurance companies when consumers enroll in policies through the agency; buying this report creates no obligation to enroll in anything, and the report fee is separate from and independent of any commission — it is never credited toward, waived, or refunded because you do or do not buy a policy. (5) Satisfaction refunds are available for 30 days and never depend on any insurance decision.
The MedicareYourself Report is an educational data product of EasyKind Health LLC (d/b/a easyKind Medicare / MedicareYourself), a licensed insurance agency, NPN 20586791, 1309 Route 70 West, Cherry Hill, NJ 08002. The report presents rate, rate-history, and financial data with plain-language explanation; it is not insurance advice, a recommendation of any particular plan or insurer, or an offer of insurance. We are not connected with or endorsed by the United States government or the federal Medicare program. Rate data is provided by CSG Actuarial and carrier rate filings and can change at any time; confirm all rates with the insurer before applying. If you choose to enroll in a plan through easyKind Medicare, we receive a commission from the insurance company; your premium is the same whether or not you use an agent.