How much cheaper is plan N than plan G?

Plan N usually runs about $30 to $40 less per month than Plan G, though the exact gap depends on your ZIP code, age, and the insurance company. That premium savings comes with a tradeoff. Plan N charges you copays of up to $20 for office visits and up to $50 for emergency room trips, and it doesn't cover the Part B excess charges that Plan G pays. Both plans leave you responsible for the 2026 Part B deductible of $283 before coverage kicks in. If you rarely see the doctor, Plan N can save real money. If you visit often, those copays add up fast. Want me to compare actual rates in your area? Call 855-559-1700 or visit medicareyourself.com and I'll run the numbers for you.