How often can Medicare supplement plans raise rates?

Medigap plans can raise your rates once a year, though the exact timing depends on how the insurer sets premiums. Some companies increase rates on your policy anniversary, others on your birthday month, and a few adjust mid-year based on claims trends or medical inflation. There's no federal limit on how much or how often a carrier can raise premiums, so two people with the same Plan G can pay very different amounts over time. Age, location, and the type of pricing your plan uses all affect your increases. That's why shopping your coverage every few years matters, especially before your 2026 costs lock in. Want me to compare your current premium against other carriers? Call 855-559-1700 or visit medicareyourself.com and I'll run the numbers for you.