MedicareYourself

What are my alternatives when Medigap premiums increase significantly?

When your Medigap premium jumps, you have a few real options. First, you can shop for the same lettered plan from another insurer, since a Plan G from one company pays exactly like a Plan G from another. The catch is medical underwriting. Outside your open enrollment window, insurers can ask health questions and deny you, so approval isn't guaranteed. Second, you can switch to a lower-cost plan letter, like moving from Plan G to Plan N. Third, you can compare Medicare Advantage, though that changes how you access care and pay bills. Rising premiums hit many people at once, so you're not alone. Let me review your options and check underwriting before you make a move. Call 855-559-1700 or visit medicareyourself.com.

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EasyKind Medicare is an independent brokerage licensed in NJ and 34 states. Not affiliated with Medicare or any government agency. Last updated: August 2026.