Free Independent Medicare Broker Near You in New Jersey
Free independent Medicare broker near me in New Jersey is one of the most common searches I see from people turning 65 or reviewing their coverage. I'm Anthony Orner, a licensed independent broker based in NJ, and I help people compare plans from multiple carriers without charging a dime.
Medicare feels overwhelming when you first dig into it. Part A, Part B, Advantage, Medigap, drug plans. Most people tell me they didn't realize how many choices they'd face. That's exactly why an independent broker exists.
Call for Free Advice — 855-559-1700Why independent brokers in NJ never charge you a fee
Insurance carriers pay brokers directly. Your premium stays the same whether you call a carrier yourself or work with me. There's no markup, no hidden cost, no catch.
The difference is what you get: someone who sits on your side of the table and compares options across companies instead of pushing one carrier's products.
How many carriers Anthony Orner compares for every client
I'm licensed with 12+ Medicare carriers in New Jersey. That means for every client, I can pull quotes from companies offering Medigap, Medicare Advantage, and Part D plans and lay them out side by side.
A captive agent at one company shows you one option. I show you the market. You pick what fits your doctors, medications, and budget.
What an independent broker actually does differently
- Checks if your doctors are in-network across multiple plans
- Runs your prescriptions through each carrier's formulary
- Explains what you'd actually pay out-of-pocket, not just the premium
- Tells you when a plan isn't a good fit, even if it means recommending fewer products
In-person, phone, and virtual appointments across New Jersey
I work with clients from Bergen County to Cape May. Whether you prefer to sit across a table, talk on the phone, or hop on a video call, I'll meet you wherever you're comfortable.
No office visit required. Most people start with a quick phone call and have a clear plan within one conversation.
Key dates and numbers you should know for 2026
- Part B monthly premium: $202.90
- Part B annual deductible: $283
- Part A deductible: $1,676 per benefit period
- Medigap Open Enrollment: 6 months starting the month you turn 65 and are enrolled in Part B
- Medicare Advantage/Part D Open Enrollment: October 15 through December 7
- Part B late enrollment penalty: 10% for every 12-month period you delayed
If you're new to Medicare and considering Medigap, apply up to 6 months before your Part B start date to lock in the best rate. Miss that window and medical underwriting can increase your costs significantly.
Get a free Medicare plan comparison in under 10 minutes
Call me with your zip code, current doctors, and medication list. In under 10 minutes, I'll tell you which plans cover your needs and what they'll actually cost.
No pressure. No sales pitch. Just clear information so you can make a decision you feel good about.
Ready for a free, no-obligation comparison?
Call 855-559-1700 or Get a Free Quote
Anthony Orner, Licensed Medicare Broker in New Jersey