Question 1

How do I find a Medicare broker in Central Ohio?

Accepted Answer

Look for an independent broker who is licensed in Ohio, represents multiple carriers, and will show you filed rates side by side. MedicareYourself serves Columbus and all of Central Ohio — Dublin, Westerville, Newark, Lancaster, Delaware, and the surrounding counties — by phone and video, and publishes the filed-rate data we quote from so you can check our math before we ever speak.

Question 2

Can I keep my OSU Wexner, OhioHealth, or Mount Carmel doctors on Medicare?

Accepted Answer

With Original Medicare plus a Medigap plan, yes — OSU Wexner Medical Center, OhioHealth, Mount Carmel, and every other system that accepts Medicare will take your coverage, with no networks and no referrals. With a Medicare Advantage plan, it depends on that plan's network for that year. Central Ohio retirees who split care between systems — a specialist at Wexner, primary care with OhioHealth — often find Medigap removes the network question entirely.

Question 3

Are Medigap rates different in Columbus than in Cleveland or Cincinnati?

Accepted Answer

They can be. Ohio Medigap carriers price by rating area, so the same carrier's Plan G can be priced differently in Franklin County than in Cuyahoga or Hamilton. Our published table uses a Cleveland-area sample ZIP; your Columbus-area ZIP may come back a little higher or lower. The pattern that never changes is the spread — Ohio has the widest gap we track between the cheapest and most expensive carrier for identical benefits.

Question 4

Does a Medicare broker in Central Ohio cost anything?

Accepted Answer

No. Independent brokers are paid by the insurance carriers, and your premium is identical whether you enroll through a broker or directly with the company. You get every carrier's filed rate side by side, help checking that your doctors accept the coverage, and ongoing service after enrollment — at no cost.

Question 5

When should Central Ohio residents apply for Medigap?

Accepted Answer

Ideally about six months before your Part B start date — applying early locks in your rate and prevents any coverage gap. Your Medigap Open Enrollment Period runs for six months once you're 65 or older and enrolled in Part B; during that window carriers must accept you regardless of health history. Outside that window, federal guaranteed-issue rights apply in specific situations, and several carriers accept applications with medical underwriting.

Question 6

What free Medicare help does Ohio offer?

Accepted Answer

OSHIIP — the Ohio Senior Health Insurance Information Program, run by the Ohio Department of Insurance — offers free, unbiased Medicare counseling at 1-800-686-1578. MedicareYourself works alongside OSHIIP by adding multi-carrier filed-rate comparisons and enrollment help.

Plan	Lowest filed rate	Highest filed rate	Carriers quoting
Plan G	$118/mo	$343/mo	32
Plan N	$102/mo	$277/mo	31

Medicare Broker for Central Ohio

What Medigap costs in Ohio right now

Wexner, OhioHealth, Mount Carmel — and why networks matter here

Serving all of Central Ohio

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