Question 1

How do I find a Medicare broker in Houston?

Accepted Answer

Look for an independent broker who is licensed in Texas, represents multiple carriers, and will show you filed rates side by side. MedicareYourself serves all of Greater Houston — inside the Loop, The Woodlands, Katy, Sugar Land, Pearland, Pasadena, Baytown, and down to Galveston — by phone and video, and publishes the filed-rate data we quote from so you can check our math before we ever speak.

Question 2

Can I keep my Houston Methodist, Memorial Hermann, or Texas Medical Center doctors?

Accepted Answer

With Original Medicare plus a Medigap plan, yes — Houston Methodist, Memorial Hermann, St. Luke's, Kelsey-Seybold clinics, and the rest of the Texas Medical Center institutions that accept Medicare will take your coverage, with no networks, no referrals, and no annual network changes. With a Medicare Advantage plan, it depends on that plan's network for that year. In a metro anchored by the largest medical complex in the world, that difference matters more than almost anywhere.

Question 3

Does MD Anderson take Medicare Supplement plans?

Accepted Answer

MD Anderson accepts Original Medicare, and Medigap plans work alongside Original Medicare — so with a Medigap plan you can be treated there without needing network approval from an insurance company. Medicare Advantage network participation varies by plan and year, so anyone who wants to preserve unrestricted access to MD Anderson should verify the specific plan's network before enrolling — or choose Medigap, where the question doesn't arise. It's one of the most common reasons Houston-area clients give for picking a supplement.

Question 4

Are Medigap rates different in Houston than elsewhere in Texas?

Accepted Answer

They can be. Texas Medigap carriers price by rating area. Our published table is actually pulled at a downtown Houston ZIP, so it's a good match for Harris County — outlying counties can differ somewhat. The pattern that never changes is the spread: the gap between the cheapest and most expensive Texas Plan G filing was over $150/month in our latest snapshot for identical benefits.

Question 5

When should Houston-area residents apply for Medigap?

Accepted Answer

Ideally about six months before your Part B start date — applying early locks in your rate and prevents any coverage gap. Your Medigap Open Enrollment Period runs for six months once you're 65 or older and enrolled in Part B; during that window carriers must accept you regardless of health history. Outside that window, federal guaranteed-issue rights apply in specific situations, and several carriers accept applications with medical underwriting.

Question 6

What free Medicare help does Texas offer?

Accepted Answer

HICAP — Texas's Health Information, Counseling and Advocacy Program — offers free, unbiased Medicare counseling through local Area Agencies on Aging at 1-800-252-9240. MedicareYourself works alongside HICAP by adding multi-carrier filed-rate comparisons and enrollment help.

Plan	Lowest filed rate	Highest filed rate	Carriers quoting
Plan G	$130/mo	$285/mo	24
Plan N	$99/mo	$243/mo	23

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