Find a Medicare Agent in Paterson, NJ: Independent Broker Serving Passaic County
Finding a Medicare agent in Paterson, NJ shouldn't feel like a second job. I'm Anthony Orner, an independent Medicare broker licensed in New Jersey, and I help Passaic County residents compare plans from multiple carriers at zero cost to you.
Whether you're turning 65, retiring from a job at one of the local hospitals, or just frustrated with your current plan, one phone call gets you real answers.
Call for Free Advice — 855-559-1700Medicare plan options for Paterson and Passaic County residents
Paterson sits in a competitive Medicare market. Passaic County residents typically have access to:
- Medicare Advantage (Part C) plans with $0 premiums and dental/vision benefits
- Medigap (Supplement) plans like Plan G or Plan N that pair with Original Medicare
- Part D prescription drug plans from several carriers
The "best" plan depends on your doctors, your medications, and how often you need care at places like St. Joseph's University Medical Center or facilities across Bergen and Passaic counties.
How I help Paterson clients choose the right plan
I don't work for one insurance company. I work for you. That means I pull up plans from every carrier available in your zip code and compare them side by side.
We'll check that your doctors are in-network, verify your prescriptions are on the formulary, and look at total yearly costs, not just the monthly premium. No guessing.
Why an independent broker costs you nothing extra
Medicare plans cost the same whether you enroll online, call 1-800-MEDICARE, or go through a licensed broker. The carrier pays my commission directly. You pay zero.
The difference: you get someone who actually explains the fine print and picks up the phone after enrollment if there's a billing issue or a claim problem.
Key 2026 Medicare costs to know
- Part B premium: $202.90/month
- Part B deductible: $283/year
- Part A deductible: $1,676 per benefit period
- SNF coinsurance (days 21-100): $209.50/day
These out-of-pocket costs add up fast. A Medigap plan or a well-chosen Advantage plan can protect you from the worst surprises.
Timing matters for Medigap in New Jersey
Your Medigap Open Enrollment Period starts the month you turn 65 and are enrolled in Part B. It lasts 6 months. During that window, carriers must accept you regardless of health history and at their best rate.
Miss that window and you could face medical underwriting or higher premiums. If you're within a year of turning 65, now is the right time to start comparing.
Schedule your free Paterson-area Medicare consultation
I serve clients across Paterson, Clifton, Wayne, Totowa, and the wider Passaic County area. We can meet by phone or video, whatever's easier for you.
No paperwork to fill out in advance. No obligation. Just a straightforward conversation about what plans make sense for your situation.