Medicare Insurance Agents in Edison, New Jersey — Licensed Broker Serving Middlesex County

Why Edison residents work with an independent Medicare broker

A captive agent sells one carrier's plans. I'm contracted with multiple carriers, which means I can show you what's actually available in Middlesex County rather than what one company wants to sell you.

You get honest comparisons. If a lower-premium plan covers your doctors at JFK University Medical Center or Robert Wood Johnson, I'll tell you. If it doesn't, I'll tell you that too.

Medigap and Advantage plans available in Middlesex County

Edison residents typically choose between two paths:

• Medigap (Medicare Supplement): Pairs with Original Medicare. Plan G covers everything after the $283 Part B deductible. Plan N has lower premiums with small copays at office visits. Rates vary by carrier.
• Medicare Advantage (Part C): Replaces Original Medicare with a network-based plan. Many include dental, vision, and drug coverage. $0 premium options exist in this zip code, but network restrictions matter.

The right choice depends on which doctors you use, what medications you take, and how much predictability you want in your costs.

Carrier networks shift — that affects you directly

Hospitals and insurers renegotiate contracts every year. A plan that covered your specialist last year might drop them next year. This is a real problem people run into, and it's stressful when you find out mid-treatment.

I track network changes in the Edison and greater Middlesex County area. Before enrollment, we verify that your providers are in-network for the plan you're considering.

What to bring to your first Medicare consultation

• Your red, white, and blue Medicare card (or Medicare number)
• A list of current prescriptions with dosages
• Names of your doctors and any specialists you see regularly
• Your current plan's Summary of Benefits (if you already have coverage)

With this info, I can run accurate plan comparisons in about 15 minutes.

Key enrollment dates to know

Turning 65: Your Medigap Open Enrollment Period lasts 6 months starting the month you're 65 and enrolled in Part B. This is your best window for guaranteed acceptance at the lowest rates. Apply up to 6 months before your Part B start date to lock things in.

Already on Medicare: Medicare Advantage and Part D Open Enrollment runs October 15 through December 7 each year. If your current plan changed or your needs shifted, that's when we review options.

Schedule a free phone or in-person appointment in Edison

I meet with Edison residents by phone, video, or in person — whatever works for you. Most consultations take 20 to 30 minutes. There's no fee, and I don't push one plan over another.

Call today and we'll figure out which plan fits your situation.

Related resources

• Medigap Plan G in New Jersey — What It Covers and Costs
• Medicare Advantage Plans in Middlesex County
• When to Enroll in Medicare — Key Dates and Deadlines
• Medigap vs. Medicare Advantage — How to Decide