How much does Medicare Supplement Plan G cost at 65 in South Carolina?

$114.30 to $249.23 a month in Greenville County, across 25 filed carriers (CSG Actuarial, pulled September 11, 2026). Bankers Fidelity Assurance holds that $114.30 floor, and it is also the lowest Plan G rate anywhere in the state. GPM Health and Life tops the Greenville County table at $249.23, 2.2 times the floor for an identical federal benefit. The statewide median filing is $164.98.

Does a South Carolina Medigap premium keep rising after 65?

At every carrier but two, yes. 23 of the 25 South Carolina Plan G carriers price on attained age, so the premium steps up on birthdays and again whenever the carrier refiles the block; Bankers Fidelity Assurance's Greenville County line runs $114.30 at 65, $121.51 at 70, $144.47 at 75 and $174.35 at 80. No South Carolina carrier prices on issue age, the kind that locks in at the age you buy. The two exceptions are both community rated, one price at any age: AARP/UnitedHealthcare, which files Medigap here through two separate companies at $164.98 and $171.46.

Can my spouse and I get a household discount in South Carolina?

6 of the 25 South Carolina Plan G carriers file one, 5% to 20%. HealthSpring National Health (HCSC) files the biggest cut, 20%, which takes its $183.44 line down to $36.69. Humana Insurance Company files the smallest, just 5%, on its $238.69 line — one of the pricier filings on the whole table, so a bigger premium does not buy a bigger discount here. The rest, 19 carriers, file no discount at all. We quote a South Carolina couple both ways before naming a winner; the tables on this page show the undiscounted rate.

Does my county change my South Carolina Medigap rate?

A little, and almost not at all once you are inside our tracked counties. South Carolina carves itself into 42 rating areas across 46 counties — nearly one area per county — yet the cheapest Plan G at 65 moves only $10.29 among the 16 we track: $114.30 in Abbeville County versus $124.59 in Williamsburg County. Bankers Fidelity Assurance holds the floor in every single one of them, just split across 2 price lines. Choosing a county barely moves the number here; choosing a carrier moves it by $134.93.

Will a South Carolina carrier ask me health questions?

Not during the six-month Medigap open enrollment window that starts the month you turn 65 and enroll in Part B. Every one of the 25 South Carolina carriers has to sell Plan G then, no questions asked. Outside that window a carrier may underwrite unless a federal guaranteed-issue right applies. South Carolina sets no birthday rule, so switching later from a $249.23 filing to a $114.30 one usually means passing health questions, which is why the carrier you pick at 65 matters more than the one you might want at 75.

Can I keep my doctor with a South Carolina Medicare Supplement plan?

Yes. Medigap carries no network, in South Carolina or anywhere else. A Plan G from any of the 25 filed carriers pays secondary to Original Medicare, so any doctor or hospital that takes Medicare takes it. The $114.30 filing and the $249.23 filing in Greenville County open the identical set of doors.

Should I buy Plan G or Plan N in South Carolina?

In Greenville County the cheapest Plan N at 65 is $83.39 against $114.30 for the cheapest Plan G, a $30.91 monthly gap and $370.92 a year, both of them Bankers Fidelity Assurance. The trade is copays: up to $20 at some office visits, up to $50 at an ER visit that does not end in admission, and Part B excess charges that Plan G absorbs and Plan N does not. One filer inverts the usual math: United American's own Plan N, $244.00, costs more than its own Plan G, $208.00 — the only carrier on this board where the "lesser" letter is the pricier one. Neither plan touches the $283 Part B deductible.

Where does South Carolina rank among the states you publish?

Its $114.30 floor in Abbeville County sits among the lower filings of the 28 states in this dataset. By the flagship county alone, Greenville County at $114.30 ranks 3rd of 28, because Greenville County itself sits on the state's cheapest price line. Same buyer profile in every state: female, non-tobacco, individual, CSG filings pulled September 11, 2026.

Who is quoting these South Carolina rates?

Anthony Orner, NPN 20586791, an independent broker licensed here and in 34 other states, at 1309 Route 70 West, Cherry Hill, NJ 08002. I quote all 25 filed South Carolina Plan G carriers, not one company's line, and whichever one you pick pays the same commission out of the same filed rate. Call 855-559-1700 with your ZIP and birth month.

Best Medicare Supplement Plans in South Carolina: 2026

By Anthony Orner, Independent Licensed Medicare Insurance Broker · South Carolina filed-rate data pulled September 11, 2026, CSG Actuarial · Greenville County (ZIP 29690)

5.0 · 142 Google reviews, all five stars

A 65-year-old in Greenville County pays $114.30 to $249.23 a month for Plan G across 25 South Carolina carriers (CSG Actuarial filings, pulled September 11, 2026). Bankers Fidelity Assurance holds that $114.30 floor, and it holds the same kind of floor — just $10.29 higher — in every other key county we track. The coverage behind every number on this page is identical by federal law.

South Carolina slices its Medigap map into 42 rating areas across 46 counties, almost one area per county, and still the geography barely moves the price: $10.29separates our cheapest and priciest tracked county. The carrier does the moving instead — GPM Health and Life at $249.23 charges 2.2 times what Bankers Fidelity Assurance does for the same Plan G, $32,383 apart over 20 years before a single rate increase lands. Two pages sort out what to do with that: the full monthly bill with Part B added, and which carriers' 2026 filings moved the needle most.

Published October 6, 2026 · Filed-rate data pulled September 11, 2026 · Source: CSG Actuarial · Profile: female, non-tobacco, individual, no household discount

Carriers pay the broker; the price you pay is the same either way.

See Every South Carolina Carrier at Your ZIP — 855-559-1700

South Carolina rates at your ZIP and age

Give me your ZIP and birth month. I read back all 25 filed South Carolina carriers, cheapest first, with each one's latest filing next to it.

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What Plan G and Plan N Cost in Greenville County at 65

CSG Actuarial filed rates pulled September 11, 2026 for ZIP 29690, Greenville County: female, non-tobacco, individual, no household discount applied. Each carrier's cheapest rate class is shown. Greenville County is one of 42 South Carolina rating areas, so a ZIP elsewhere in the state can return a different table.

Plan	Cheapest filing	Carrier	Highest filing	Carrier	Monthly spread	Carriers
Plan G	$114.30	Bankers Fidelity Assurance	$249.23	GPM Health and Life	$134.93	25
Plan N	$83.39	Bankers Fidelity Assurance	$244.00	United American	$160.61	24

Plan N's floor is $83.39, $30.91 under the cheapest Plan G, both from Bankers Fidelity Assurance. The trade is copays: up to $20 at some office visits, up to $50 at an ER visit that does not end in admission, plus Part B excess charges that stay on the bill. Neither letter covers the $283 Part B deductible.

Go deeper: South Carolina cost with the Part B premium added

Three Things That Decide a South Carolina Medigap Price

Rate Type: No Carrier Locks In at Purchase

South Carolina files zero issue-age Plan G: 23 of 25 carriers price on attained age, so the rate steps up with every birthday and again with every block filing. Bankers Fidelity Assurance's Greenville County Plan G goes $114.30 at 65, $121.51 at 70, $144.47 at 75 and $174.35 at 80, a $60.05 climb by 80. GPM Health and Life climbs $130.29 over the same stretch, so the priciest line ages faster in dollars, not just in starting point. The only exceptions, 2 of 25, are both AARP/UnitedHealthcare lines — community rated, one price at any age.

Rating Area: 42 Zones, One Floor Carrier

46 counties split into 42 rating areas, nearly a one-for-one map, yet the cheapest Plan G at 65 moves only $10.29 among the 16 we track: $114.30 in Abbeville County to $124.59 in Williamsburg County. Bankers Fidelity Assurance holds every one of those floors, just split across 2 price lines.

Household Discount: Size Tracks Nothing

6 of 25 carriers file a household discount, 5% to 20%. HealthSpring National Health (HCSC) files the richest cut, 20%, from a mid-table $183.44 line. Humana Insurance Company files the thinnest, 5%, while sitting near the top of the board at $238.69. A bigger discount does not mean a cheaper carrier here.

Which South Carolina Counties Sit on Which Price Line

16 South Carolina counties and cities were quoted as key markets on September 11, 2026. Their cheapest Plan G at 65 lands on just 2 price lines, and Bankers Fidelity Assurance holds every single one of them. The county low moves $10.29 across all 16; the carrier at the bottom never changes.

Cheapest Plan G at 65	Carrier	Counties on this line
$114.30	Bankers Fidelity Assurance	Greenville County, Richland County, Spartanburg County, Lexington County, York County, Anderson County, Sumter County, Pickens County, Laurens County (9)
$124.59	Bankers Fidelity Assurance	Charleston County, Horry County, Beaufort County, Berkeley County, Dorchester County, Florence County, Aiken County (7)

Charleston County, Horry County and Beaufort County and 4 more sit on the $124.59 line; Greenville County, Richland County and Spartanburg County and 6 more sit on the $114.30 line, the cheaper of the two. The South Carolina cost page carries the full county table with the Part B premium added.

South Carolina Medigap Rate Filings in the 2026 Reports

The CSG Actuarial filing records from December 2025 through September 2026 carry 23 South Carolina rows with a Plan G line, and every single one is an increase — none a cut. 16 of them, 70%, ran 15% or more, and 23 of the 25 carriers we quote in Greenville County carry a filing effective sometime in 2026. The largest is AARP / UnitedHealthcare at +20.4%, effective June 1, 2026. A filing is the carrier's change on its South Carolina block, not one person's renewal letter, and its effective date can sit before or after the month of the report that lists it.

Carrier (as filed)	Effective	Plan G	Plan N	Greenville County Plan G at 65
GPM Health and Life	December 1, 2025	+15.0%	—	$249.23
Bankers Fidelity Assurance	February 1, 2026	+8.9%	—	$114.30
Medico Insurance Company	February 1, 2026	+20.4%	—	$139.14
Physicians Mutual	February 1, 2026	+20.0%	—	$167.15
WoodmenLife	February 1, 2026	+20.0%	—	$153.80
State Farm	March 1, 2026	+7.5%	—	$150.11
Aetna Health Insurance	April 1, 2026	+20.0%	—	$184.26
Aflac (Tier One Insurance)	April 1, 2026	+15.0%	—	$152.46
Guarantee Trust Life	May 1, 2026	+7.9%	—	$249.09
Humana Insurance Company	May 1, 2026	+15.0%	—	$238.69
Philadelphia Amer Life Ins Co	May 1, 2026	+18.0%	—	$157.55
United American	May 1, 2026	+14.8%	—	$208.00
Mutual of Omaha	May 15, 2026	+20.0%	—	$163.27
AARP / UnitedHealthcare	June 1, 2026	+13.0%	—	$164.98
AARP / UnitedHealthcare	June 1, 2026	+20.4%	—	$171.46
Blue Cross Blue Shield	June 1, 2026	+8.6%	—	$150.21
Humana Insurance Company	July 1, 2026	+20.0%	—	$148.01
LifeShield National	July 1, 2026	+9.0%	—	$125.11
Insurance Company of North America (Chubb)	August 1, 2026	+17.0%	—	$137.17
Washington National	August 1, 2026	+20.0%	—	$147.18
American Benefit Life	September 1, 2026	+19.0%	—	$148.00
HealthSpring National Health (HCSC)	September 1, 2026	+19.9%	—	$183.44
USAA Life	September 1, 2026	+15.0%	—	$169.32

23 of the 23 rows match a carrier in the Greenville County quote table. The rest are closed blocks, group business or names the filing did not match, so no quote is shown beside them. The newest filing on record is American Benefit Life, effective September 1, 2026. Every state's 2026 filings are on the 2026 Medigap rate increases page.

Check a South Carolina Rate Letter Against the Filings — 855-559-1700

The Lettered Plans, and What Each One Leaves With You

Every South Carolina carrier sells the same lettered plans off the same federal benefit chart. Plan G leaves the $283 Part B deductible with you and nothing else. Plan N adds the copays and skips Part B excess charges. Plan F is closed to anyone eligible for Medicare on or after January 1, 2020. South Carolina still carried 114,254 Plan F lives in December 2023, against 118,873 on Plan G and 23,382 on Plan N (NAIC data via AHIP's May 2025 report, statewide by plan letter, not by carrier or county).

Plan	What it leaves with you	In one line
Plan A	Both deductibles, skilled nursing coinsurance, excess charges, foreign travel	The basic benefits every letter includes
Plan B	Part B deductible, skilled nursing coinsurance, excess charges, foreign travel	Plan A plus the Part A deductible
Plan D	Part B deductible and Part B excess charges	Plan G without excess-charge coverage
Plan G118,873 South Carolina lives	The Part B deductible only	The letter with the most South Carolina lives (NAIC, December 2023)
High-Deductible G	A yearly deductible before the plan pays	Lower premium, more first-dollar risk
Plan K	Half of most cost-sharing, up to a yearly cap	Lowest premium tier by design; half of most cost-sharing stays with you
Plan L	A quarter of most cost-sharing, up to a yearly cap	Between K and N
Plan N	Part B deductible, office and ER copays, excess charges	The lower-premium trade most callers weigh against G

Benefit chart per Medicare.gov. This page prices Plan G and Plan N only; South Carolina sells no Plan F to anyone new to Medicare.

South Carolina Medigap at a Glance (2026)

Everything above comes from the September 11, 2026 pull, one buyer profile throughout. The cost page picks up where this leaves off: Part B added in, the whole monthly bill.

Cost

What Medicare costs in South Carolina in 2026

The $202.90 Part B premium stacked on the $114.30 and $249.23 Plan G filings, monthly and yearly, plus Plan N and the household discount.

Rate Increases

2026 Medigap rate increases by state

South Carolina's 23 Plan G increases, every one of them a raise, led by AARP / UnitedHealthcare at +20.4%, beside every other state's. What to do when the letter arrives.

South Carolina Numbers to Carry Into the Call

• Part B premium: $202.90 a month at the standard 2026 rate, paid to Medicare before any supplement.
• Part B deductible: $283 for the year. Plan G and Plan N both leave it with you.
• Part A deductible: $1,736 per benefit period, paid in full by Plan G and Plan N.
• South Carolina Plan G at 65: $114.30 floor (Abbeville County) to $269.17 (GPM Health and Life) statewide high; statewide median $164.98.
• South Carolina Medigap enrollment: 275,034 covered lives in December 2023, 118,873 of them on Plan G (NAIC via AHIP, statewide by plan letter).
• Open enrollment: six months from the month you are 65 and enrolled in Part B, no health questions at any of the 25 carriers. South Carolina sets no birthday rule after that.

How These South Carolina Numbers Were Built

Source: CSG Actuarial rate filings, pulled September 11, 2026. Rate-change rows come from the CSG Actuarial filing records, December 2025 through September 2026.
Profile: female, non-tobacco, individual policy, no household discount applied. A man, a tobacco user or a couple gets different numbers.
Counties: each of South Carolina's 46 counties was quoted through the ZIP with the largest land overlap. Greenville County (ZIP 29690) is the flagship table on this page, and 16 counties get their own line above.
Spread: the highest carrier's cheapest rate class minus the lowest carrier's, in one county at one age. The 20-year figure is that spread times 240, with no rate change assumed.
Carrier counts move. 25 carriers filed a Greenville County Plan G at 65 on September 11, 2026; a carrier can enter, close a block or refile between pulls.
We track a company by its NAIC filing number, not the name on the letter — AARP/UnitedHealthcare issues two South Carolina Medigap lines under two different NAICs, at two different prices, and the cheaper one on Plan G is the pricier one on Plan N.
42 rating areas carve up South Carolina, so the Greenville County table is a sample, not your quote. Your ZIP decides which side of the $10.29 county gap you are on.
Plan F: the file carries no new-business rows, and Plan F is closed to anyone first eligible for Medicare on or after January 1, 2020. Plan G leaves the $283 Part B deductible unpaid, and so does Plan N.

South Carolina Medigap Questions, Answered From the Filings

Anthony Orner, NPN 20586791, 1309 Route 70 West, Cherry Hill, NJ 08002, 855-559-1700, licensed in New Jersey and 34 other states, South Carolina among them. Every rate on this page comes from CSG Actuarial rate filings pulled September 11, 2026, quoted at ZIP 29690, Greenville County, female, non-tobacco, individual, no household discount. It is a sample, not your quote. The carrier you enroll with pays the broker and your premium is the filed rate either way.

Filed-rate hubs for other states: New Jersey · Virginia · Indiana · Arizona

25 filed lines, one floor carrier. Where does yours fall?

Read me the rate on your renewal letter and your ZIP. I place it between $114.30 and $249.23, name the carriers below it, and tell you whether a move survives underwriting.

Rank Your Carrier Among 25 South Carolina Filings — 855-559-1700